Michael M. Menicucci is the founder and Managing Partner of Menicucci Villa Cilmi, PLLC, one of New York’s leading law firms with a focus on banking, finance and real estate development. A member of the New York State Bar for over 25 years, Michael launched his practice in 1988 after working with Federal and New York City elected officials. Today, Michael is one of the New York regions foremost authorities on the legal details of banking and finance, including federal regulatory-compliance issues, residential and commercial real estate transactions, and commercial litigation. He served with Borough President Ralph J. Lamberti assisting in initiatives with all city agencies for development of Staten Island’s Special Zoning Districts. Michael has lectured with the New York legislators during the home foreclosure crisis in assisting homeowners negotiate work-out agreements. Michael also lectures on numerous topics involving mortgage lending practice and risk management regulation as promulgated by the Consumer Financial Protection Bureau.